Welcome to the Ohana Line of Credit Interest form. Please tell us your name and provide your contact information. Once you submit this you will be directed to the portal creation page to begin the application process.

You will complete the application on the portal. 

IF YOU PREVIOUSLY STARTED YOUR APPLICATION PROCESS, CLICK HERE (or copy and paste this link into your web browser https://www.vistashare.com/p/hawaiian_community_assets/ohana-portal/)TO LOG BACK IN TO YOUR PORTAL ACCOUNT

PROGRAM REQUIREMENTS, AND EXPECTATIONS:

  • Eligible Borrower: You must be a Native Hawaiian and at least 18 years old.
  • Purpose: This loan is funded by the US Department of Treasury to help Native Hawaiian  get money now to pay for financial needs, including emergencies, closing costs for new purchases, and past due housing payments.
  • Maximum Line of Credit Amount: $5,000 
  • Interest Rate: 4% APR
  • You will be required to pay interest-only payments starting immediately and pay the principal amount in-full to Hawaii Community Lending within 12 months
  • Financial Counseling: Required at loan closing

Documentation Required: 

  • Most recent paystub
  • Copy of most recent personal bank statements for ALL accounts
  • Copy of most recent business bank statement (if self-employed ONLY)
  • Copy of signed rental lease agreement (if applicable)
  • Copy of Picture ID
  • Copy of Social Security Card
  • Document to verify Native Hawaiian ancestry (i.e. birth certificate, OHA registry card, Hawaiian Home Lands lease, etc.)
* Field is required